Cancellation cover is a feature of travel insurance that reimburses you for any prepaid expenses that are non-refundable and cannot be recovered if you have to cancel your trip due to unforeseen circumstances. These circumstances can include personal illness or injury, the illness or injury of a close family member, or severe weather conditions that make it unsafe to travel. With cancellation cover, you can have peace of mind knowing that you won't be financially burdened by the cancellation of your trip.

It's worth noting that some insurance policies may have specific definitions of what constitutes an unforeseen event, so it's essential to carefully review the terms and conditions of your policy to ensure you understand what is covered.

The exact coverage and limits of cancellation cover can vary depending on the insurance provider and the specific policy you choose. It's essential to carefully review the terms and conditions of your policy to understand the level of coverage provided and any exclusions or limitations that may apply.

It's crucial to thoroughly read and understand the policy documents to ensure you have a clear understanding of what is and isn't covered. If you have any doubts or questions, don't hesitate to contact your insurance provider for clarification.

In the unfortunate event that you need to cancel your trip, you must notify your insurance provider as soon as possible. They will guide you through the claims process and provide you with the necessary documentation and forms to complete. It's important to keep any documentation related to your trip, such as booking confirmations, receipts, and medical certificates, as you may need to provide these as evidence to support your claim.

Once your claim is submitted, the insurance company will assess your case and determine the amount of reimbursement you are entitled to based on the terms of your policy. If approved, you will receive the reimbursement for your non-refundable expenses directly from the insurance company, helping to alleviate the financial burden of your cancelled trip.

Common limitations may include specific timeframes for cancellation, such as a minimum number of days before your departure date, as well as maximum coverage limits for different categories of expenses. Exclusions may include cancellations due to pre-existing medical conditions, extreme sports or activities, and cancellations caused by a change of mind or disinclination to travel.

By understanding the limitations and exclusions, you can make informed decisions when purchasing travel insurance and ensure that you have the appropriate coverage for your specific needs.