Trip delay coverage typically kicks in when your trip is delayed for a certain number of hours, as specified in your insurance policy. This coverage is designed to reimburse you for reasonable expenses incurred during the delay, such as meals, accommodation, and transportation. It's important to note that each insurance plan may have different terms and conditions, so it's crucial to carefully review your policy to fully understand the extent of your coverage.
To make a claim for trip delay coverage, you will need to provide documentation of the delay, such as a statement from the airline or transportation company, as well as receipts for any additional expenses you incurred. It's recommended to keep all relevant documents and receipts organized throughout your trip to ensure a smooth claims process.